The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. Instead, you might want to focus on earning a higher credit score with your card if you have less-than-perfect credit. Whether you are filling up your tank, shopping for groceries, or eating a meal with the family, your Brink's Money Prepaid Card is there for you. Savings Account and is paid quarterly. or originating bank. 5 The Pay-As-You-Go Plan is the default Plan Fee on the Card Account. Additional transaction fees, costs, terms and conditions may Just direct deposit $500 or more in payroll or government benefits in a calendar month to your Card Account. Youll also experience a $3 Over-the-Counter (OTC) cash withdrawal fee at financial institutions like banks or a 2.75 percent fee of the total withdrawal at in-network reload locations (or $4, whichever is greater). Fill in the application form. You can use your Brink's Money Prepaid Mastercard to pay for just about anything. Account funds are withdrawn through the Card Account (maximum 6 such transfers per calendar month), Card Account transaction fees could When it comes to rewards cards centered around cash back on everyday purchases, you typically want your points to be worth at least 1 cent apiece for a 1 percent cash return. if (theYear < 1900) theYear = theYear + 1900; These are variable rates and may change Program sponsor: Netspend Corporation. Securing cash and valuables since 1859. Earn unlimited 1% cash back on all other purchases automatically. Greater of 2.0% of total check amount or $5.00 per check load. A fee may also be assessed by a financial institution that is not a Mastercard member financial institution. details about how and when you get rewarded. However, its still a stepping-stone to better products and should be used as such. Neither Plan Fee option includes any other fees. Get the app that helps make sure your money keeps up with you! Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Please contact them directly through their website (https://brinkshome.com) or their toll-free number (800-447-9239). WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. 1, 2020. to fraud prevention restrictions at any time, with or without notice. While we adhere to strict Save time don't wait in line to cash your check, Save money don't pay fees to cash your checks, Access to a Savings Account up to a 5.00% APY. How to Find a Money Transfer Service Near Me? * Find surcharge free ATMs. No cost for online or mobile Account-to-Account transfers between Netspend Cardholders; a $4.95 fee applies to each such Brink's is founded on a heritage of trust and a reputation as the most reliable name in the industry. This is a third-party fee and is subject to change. Just make five (5) transactions of $5 or more on your Brink's Money Prepaid Mastercard.1, Card use subject to activation and identity verification.2. Home Equity Loan vs. Line of Credit: Which Should You Choose? Keep in mind that if you want access to credit quickly, the Self Credit Builder Account with Secured Visa is not the path you should take. Percentage taken of total check amount. See if you qualify for student loan refinancing and compare real time offers. But with Brink's Complete, they can improve savings & reduce the hours it takes to handle cash. Card details Highlights Brink's gives you the peace of mind you deserve. Faster funding claim is based on a comparison of our policy of making funds available upon receipt of payment instruction versus the typical banking practice of posting funds at settlement. without notice pursuant to applicable law. Unlike credit cards, however, they don't work on credit. but can take up to one hour. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. Mastery Wiki Search for: How; Who; Virtual cards can be used to make cashless payments (like online purchases) much in the same way a physical card would. Prepaid Debit Cards from, in in electronic form. Compare Credit Monitoring Services Reviews, Top 10 Factors That Affect Your Credit Score, Uncommon Tips & Tricks To Track Your Daily Expenses, Side Jobs You Can Start Today For Extra Cash, Auto Refinance Interest Rates: Complete Guide, When Should You Refinance Your Car Loan - 3 Situations When You Should Refinance. After three months of on-time payments, plus at least $100 of the CD loan paid back, you can apply for the Self credit card. Certain restrictions apply; see the program terms and conditions for full details, including point earning and Fees apply for approved Money in Minutes transactions funded to your card. Netspend is the federally registered U.S. service mark of Netspend Corporation. numbers. If you are often close to the maximum balance, it may be time to put your money to work and deposit it in an account that yields interest, such as a savings account, a CD, or a money market account. Approved purchase transactions may create up to a $10.00 negative balance on your Card Account. 1. However, credit score alone does not guarantee or imply approval for any identity. Brink's gives you the peace of mind you deserve. Netspend is a registered agent of Republic Bank & Trust Company. Card activation and identity verification required before you can use the Card Account. As-You-Go Cardholders must enroll in the Reduced Monthly Plan to receive it. For up-to-date without notice pursuant to applicable law. Discover will automatically match all the cash back you've earned at the end of your first year! Fee is determined and assessed by operator of Netspend Reload Network location, and varies depending on location. may affect your credit. What to do when you lose your 401(k) match, California Consumer Financial Privacy Notice. Percentage taken of total check amount. With ease and speed you can: - Check your account balance and transaction history. The Brink's Prepaid Mastercard is an opportunity for consumers to gain control of their finances and get paid up to two days faster 1 with direct deposit of your paychecks or government benefits.. Fee No Minimum Balance, No Late Fees - because this is not a credit card You could win up to $5,000 in the Brink's Show Me The Money Truck Sweepstakes. Answer: I would suggest looking at the back of your card. Check the information is accurate and submit your application. Account program, Cardholder must consent to and continue receiving communications from us in electronic form. transfer conducted through a Netspend Customer Service agent. (877) 788-9067, or click the link below and activate it online. With the Reduced Monthly Plan you get: All fee amounts will be withdrawn from your Card Account, except where prohibited by law. Fee to send money is determined and assessed by Western Union. As far as rates and fees go, the Brinks Prepaid Mastercard is virtually identical to the Netspend Prepaid Visa. There is no minimum balance. The Brink's Money Prepaid Mastercard combines the security of Brink's with the flexibility and power of Netspend. Charges a monthly maintenance fee of up to $9.95. and record information that identifies each person who opens a Card Account. No Fee. Earn one (1) point per dollar spent on signature purchase transactions (not including any applicable fees). Use Direct Deposit This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within listing categories. 9. Brink's understands that time and money are valuable to you. For one, setting up direct deposits with the Brinks card means funds are available up to 2 days earlier than with a bank. See the Cardholder Agreement for details. Our editorial team does not receive direct compensation from our advertisers. Use of Card Account also subject Therefore, this compensation may impact how, where and in what order products appear within listing categories, except where prohibited by law for our mortgage, home equity and other home lending products. Take our 3 minute quiz and match with an advisor today. What Are The Different Types of Life Insurance? (CT) brinksmoneypayroll@brinksinc.com www.brinkspayrollcard.com CompuSafe Customer Support Consolidating vs. Here are some of the ways to add money to your Card Account once you've activated your Card and verified your identity.1, Add Money to your Brink's Money Prepaid Mastercard >. Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. Rebekah Hovey is an editor with nearly a decade of experience creating and shaping content in finance-related and health care fields. We continually strive to provide consumers with the expert advice and tools needed to succeed throughout lifes financial journey. A Red Ventures company. If custom card is lost, stolen, or damaged, any request for: (a) a replacement now = new Date(); Compare Home Equity Lines of Credit Reviews. 1 Prepaid MasterCards are used like regular credit cards. Brink's Money Prepaid Mastercard. 8 Faster funding claim is based on a comparison of our policy of making funds available upon receipt of payment instruction versus the typical Just a dollar-for-dollar match. Account program, Cardholder must consent to and continue receiving communications from us in electronic form. Should You Hire a Debt Settlement Company or Do It Yourself? and have not been reviewed, approved or otherwise endorsed by any financial institution. The $10 Purchase Cushion is not an extension of credit; it is a courtesy exercised at our discretion. Early Enroll in Brink's Money Payback Points. Fee 9 Bill payments may be subject to fees. Unapproved checks will not be funded to your card. Brink's Prepaid Mastercard sets a daily direct deposit limit of $7,500. Brink's Prepaid Mastercard does not require a credit check, so approval is guaranteed. 6,000,608 and 6,189,787. sponsored products and services, or your clicking on links posted on this website. With ease and speed you can: * Check your account balance and transaction history. Even the rewards with theDiscover it Secured Credit Cardare slightly higher than the Brinks Prepaid 2 percent back at restaurants and gas stations on up to $1,000 per quarter, then 1 percent, and 1 percent on everything else. So, whether youre reading an article or a review, you can trust that youre getting credible and dependable information. Fee is determined and assessed by operator of Netspend Reload Network $3.00 per withdrawal. Fraud prevention restrictions may ; No late fees or interest charges because this is not a credit card. $4.95 per transfer via Customer Service Agent. Details about bill payment methods are available in the Online Account Center. A PURCHASE OR PAYMENT WILL NOT INCREASE YOUR CHANCES OF WINNING. deducted from check total prior to loading your Card Account. 6,000,608 and 6,189,787. person and may be one indicator to the credit type you are eligible for. Our editors and reporters thoroughly fact-check editorial content to ensure the information youre reading is accurate. 1IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, editorial policy, so you can trust that our content is honest and accurate. 6,000,608 and 6,189,787. Card may be used everywhere Debit Mastercard is accepted. With Brink's Direct Deposit, you can get paid faster than a paper check. 3 Fee may be assessed by reload location and may vary from location to location. 2. Company, Member FDIC, upon card activation and identity verification.1. WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. Trust us with your money and take advantage of the benefits such as a Personal Photo card. Netspend Corporation, a Global Payments Company (NYSE: GPN) is a leading provider of general-purpose reloadable (GPR) Netspend, a Global Payments company, is a registered agent of Republic Bank & Trust Company. 8. Managing your money wherever, whenever. Prepaid cards only allow you to spend money already in your account. The redemption options can be valuable, but the point values and higher-yield reward opportunities are a bit foggy unless you already have an account. For people without credit, the. If you plan to save your tax refund, this is the card for you. this post may contain references to products from our partners. Along with card spending, your most sizable reward opportunities are unlimited $20 referral bonuses if individuals you refer put at least $40 on their cards. Because Savings Just $5 a month (compared to $9.95) for purchase Pros and Cons of Refinancing Your Mortgage, Questions to Ask Before Refinancing Your Mortgage, SuperMoney's Student Loan Refinance Marketplace, How To Get The Best Student Loan Refinance Rates. How to Negotiate with Creditors for a Lower Debt Settlement, How To Find Auto Insurance That Covers Any Driver, How to Get Cheap Auto Insurance Before You Buy a Car, Complete Guide to Choosing the Best Auto Insurance, What Homeowners Need To Know About Excess Flood Insurance, How to Find Home Insurance that Covers Water Damage, How to Find Home Insurance That Covers Everything, How to Dispute a Home Insurance Claim Settlement, Surprising Things Homeowners Insurance Doesn't Cover, How to Find the Best Whole Life Insurance Policy, Differences Between Whole and Term Life Insurance. 5. You'll receive a Card in the mail within 7-10 business days. You have not yet won. theYear = now.getYear(); Interest is 8. reduce the interest earned on the Savings Account. Card use subject to activation and identity verification. Netspend is a registered agent of Republic Bank & Trust Company. You can also text to 469-513-8685. Editorial Disclosure: Opinions expressed here are the author's alone, and have not been reviewed or approved by any advertiser. Intro Offer: Unlimited Cashback Match - only from Discover. Meet you wherever you are in your credit card journey to guide your information search and help you understand your options. Brink's, Incorporated operates in the State of Texas under DPS License C00550 If your identity is partially verified, full use of the Card Account will Would you recommend Brink's Prepaid Mastercard to your friends? PayPal's prepaid MasterCard charges $4.95 per month for unlimited purchases. Card activation and identity verification required before you can use the Card Account. enrolled in the Monthly Plan and your Card Account has had no activity as described above, this fee applies instead of the Monthly Plan Fee. Plus, the app is optimized for . The Brinks Prepaid MasterCard is for those who might not be able to get a bank account, but want some of the benefits and features of a bank account. However, if you need a checking account and have no access to a traditional one, the Brinks can be helpful. Plan. As a standard Mastercard, the Brinks card offers $0 liability for unauthorized purchases and other fraud monitoring services, but its Visa competitors have a slight edge with extra perks like auto rental collision waiver coverage and pay-per-use roadside dispatch. However, if you choose a product and continue your application at a The Brinks Prepaid is a decent starter card that offers rewards like a credit card, but carries a few fees to consider. Managing your money wherever, whenever. Early availability of funds requires payor's support of direct deposit and is subject to the timing of payor's payment instruction. Fee may be either a flat fee or a percentage of the withdrawal amount. The Company you trust is offering you the features and benefits you deserve. Card may be used everywhere Debit Mastercard is accepted. Interest bearing savings account can be connected. 2Faster funding claim is based on a comparison of our policy of making funds available upon receipt of payment instruction versus the typical banking practice of posting funds at settlement. Brinks Prepaid Mastercard at Republic Bank & Trust Company's secure website PREPAID RATING 4.8 OVERALL RATING 3.7/5.0 Our Review Brink's gives you the peace of mind you deserve. Does Brinks charge a monthly fee? Purchase transactions for just $5 per month (compared to $9.95), You could be covered when you're a little short with our $10 Purchase Cushion, Access an optional Savings Account that earns up to 5.00% APY, +The Pay-As-You-Go Plan is automatically effective on your Card Account when you first obtain the Card. The Brink's Money Prepaid Mastercard lets you focus on the things that are most important in your life. When filing your taxes, put your Routing Number and Account Number in the designated fields (shown below) and indicate 'Checking' as the account type. Check the banks website for the most current information. For The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. - Midnight (CT) Saturday - Sunday: 8 AM. Brink's Prepaid Mastercard has a daily ATM withdrawal limit of $940. Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. You can also deposit your paycheck or a personal check using the mobile banking app, available for both Apple and Android phones. If the Average Daily Balance is $1,000.00 or less, the interest rate paid on the entire balance will be 4.91% with an Annual Percentage Yield (APY) of 5.00%. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. These are some of the most common fees associated with the use of your Card. Prizes include (4) Grand Prizes valued at $5,000 each; (12) First Prizes valued at $500 each, (12) Second Prizes valued at @250 each, and (12) Third Prizes valued at $100 each. Hidden. Surprisingly for a security brand, the Brinks card doesnt offer any of the additional account security features youll find with its Netspend cousins. Interest is calculated on the Average Daily Balance(s) of the The company's mission is to develop now = new Date(); Brink's Prepaid Mastercard charges a monthly fee of up to $9.95. There is a Live Chat feature on the website under Customer Support. The interest rates and APYs of each tier may change. How To Invoice International Clients Without Losing Money In Fees, Checking and Savings Accounts: How To Make Them Work Together, Compare Accounts Receivable Financing Reviews, 8 Creative Business Loan Types You Should Know About. Standard text message or data rates may apply. Set the dial to 0. *SuperMoney is not responsible for third party products, services, sites, recommendations, endorsements, reviews, etc. The content created by our editorial staff is objective, factual, and not influenced by our advertisers. However, Visa cards tend to offer more perks on base cards than Mastercard credit cards, and the Brinks Prepaid is also missing the Netspends virtual card number and additional savings account banking options. Terms apply to the offers listed on this page. 8 The $10 Purchase Cushion is not an extension of credit; it is a courtesy exercised at our discretion. Bankrate has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. It's ideal for those who want early access to paychecks or government benefits or the ability to load funds in-person at more than 130,000 Netspend Reload Network locations in the US. Which certificate of deposit account is best? Certain products and services may be licensed under U.S. Patent Nos. Why Should You Get a Business Credit Card? Any opinions, analyses, reviews or recommendations expressed here are those of the authors alone, 4 Fees for bank transfers are determined by the transferor's bank and may be charged to the transferor's bank account by the service provider Make five (5) transactions of at least $5 in one month for a chance to win, Each additional transaction of at least $5 earns an additional entry, Monthly drawings for $100, $250 and $500 prizes, Get access to your account wherever you are. be restricted, but you may be able to use the Card for in-store purchase transactions. Youll earn 1 Payback Point per dollar on signature purchase transactions (just select credit on the keypad at checkout), minus your purchase fees. The Company you trust is offering you the features and benefits you deserve. It's a 16-digit number and CVV code that are tied to an account. No late fees or interest charges because this is not a credit card. restrictions may delay availability of funds with or without notice. Does Refinancing Your Car Loan Hurt Your Credit Score? The maximum balance you can have on Brink's Prepaid Mastercard is $15,000. Cardholder is responsible Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. This editorial content is not provided by any financial institution. On the other hand, the Brinks Prepaid card doesnt provide access to credit at all, just the ability to load the card with your money and swipe at payment terminals or use online. Avoid These Costly Mistakes, Compare Specialty Homeowners Insurance Reviews, Expert Strategies to Invest in Real Estate, How To Start Investing with $1,000 or Less, Investment Strategies to Start Building Wealth, Finding the Right Investor for Your Startup, Strategies On Increasing Your Current Income, How To Manage Your Personal Finances Successfully, Retirement Savings: Making Up for Lost Time. No minimum balance necessary to open Savings Account or obtain the yield(s). * Get direct deposit information. (Residents of the State of Vermont are ineligible to open a Card Account). Cardholder may enroll in the Monthly Plan to pay a flat fee of $9.95 per We maintain a firewall between our advertisers and our editorial team. prevention restrictions at any time, with or without notice. identity. 2Fees for bank transfers are determined by the transferor's bank and may be charged to the transferor's bank account by the service provider or originating bank. Plus, when you Direct Deposit at least $500 in payroll or government benefits in a calendar month onto your Brink's Money Prepaid Card, you're eligible for the Reduced Monthly Plan. What KInd Of Credit Do You Need For An Auto Loan? Plus, use your Brink's Money Prepaid Mastercard to transfer money to your friends or family who have a Brink's Card. But a debit card is an all-around better (and cheaper) starter card, if thats your concern, and there are a few checking accounts that reward spending like the Discover Cashback Debit Account.
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